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I'd love to live in a world where companies compensate people correctly for the extra liability they're forced to take on.

But my question for you is: Why do you think Amazon do this if it's not to specifically side track the exact things that I listed? If they were just paying the sub-contractor directly for that insurance? What would be the point.



There are existing laws/regs:

Workers comp: "Workers’ compensation insurance is mandatory for most employers of one or more employees." https://www.wcb.ny.gov/content/main/Employers/workers-compen...

See NY State minimums here: https://www.geico.com/commercial-auto-insurance/states/ny/

And also Amazon requires insurance: Amazon Delivery Service Partners (DSPs) must independently secure and maintain comprehensive commercial insurance. Amazon does not provide this coverage for subcontractors. Required policies typically include $1M+ auto and general liability, workers' compensation, and cargo protection, with Amazon explicitly named as an additional insured.




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