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Once you've had your medical records used against you by a third party, you start being much more careful about what you share with your doctors about yourself.

There is no trust in a Dr's office. What they record gets handed to companies who have interests adversarial to yours. Basically like talking to the police. If you, as a patient, think an automated recording is helping you long term, you are naive.



You encountered bad providers, not bad tools. Don't blame the hammer if you hit your thumb, and don't blame the hammer if someone ELSE hits your thumb.


Here's a simple example: two people have similar depression issues. One seeks treatment - is prescribed a drug and therapy. Two years later, they are better and back to drug free. The other doesn't and has more recurrences and longer depression bouts. Which gets a better life insurance rate?


That's not being used against you. That's a situation where they have a genuine need to know your health in order to properly estimate your share for a policy. Yes, it's imperfect, but generally people don't volunteer the truth so we have to rely on documenation. As someone with depression, yes, I understand why I pay a little more for life insurance.




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