If a man walks up to a microphone in a crowded room, and everyone seems him up there, and he could say anything he wants, so that the whole room will hear it - and he says nothing -
has he said anything?
spending money is 'speaking in the formal language of money'
I agree with you at a personal level, but there's a difference between personal finance and money circulated at economy level. Money circulating in economy is money put in good use. Money not moving is useless for the economy.
If a man walks up to a microphone in a crowded room, and everyone seems him up there, and he could say anything he wants, so that the whole room will hear it - and he says nothing -
has he said anything?
spending money is 'speaking in the formal language of money'
saving money is holding your tongue.
https://medium.com/@MarkPXuNeyer/consider-money-as-a-formal-...